Editor’s note: For people buying on the individual market who want health insurance starting Jan. 1, the deadline to sign up is Monday, Dec. 23. We are running one post a day with questions and answers on the Affordable Care Act and Covered California until that deadline. Readers can also consult KQED’s Obamacare Guide, written specifically for Californians.
By Emily Bazar, CHCF Center for Health Reporting
Q: Our 24-year-old daughter is employed full-time and her employer offers health insurance. Does she have to enroll in one of their plans or can she stay on ours until her 26th birthday?
A: Young adults and college students will have more insurance options in the new health care landscape than just about any other group, including both the Covered California marketplace and Medi-Cal, depending on their income.
Gwen from San Jose wants to know more about one option, a popular Obamacare provision that already allows parents to keep their young-adult children on their policies until their kids turn 26.
The good news, Gwen, is that your daughter can stay on your employer-sponsored plan until she’s 26, but … (And there is always a “but” … ) Continue reading