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FM","link":"/"}},"stateofhealth_50404":{"type":"posts","id":"stateofhealth_50404","meta":{"index":"posts_1591205157","site":"stateofhealth","id":"50404","score":null,"sort":[1437510348000]},"guestAuthors":[],"slug":"7-5-million-americans-paid-penalty-for-lack-of-health-insurance","title":"7.5 Million Americans Paid Penalty for Lack of Health Insurance","publishDate":1437510348,"format":"standard","headTitle":"State of Health | KQED News","labelTerm":{"site":"stateofhealth"},"content":"\u003cp>About 7.5 million Americans paid an average penalty of $200 for not having health insurance in 2014 — the first year most Americans were required to have coverage under the Affordable Care Act, the \u003ca href=\"http://www.irs.gov/pub/irs-utl/CommissionerLetterlwithcharts.pdf\" target=\"_blank\">Internal Revenue Service\u003c/a> said Tuesday.\u003c/p>\n\u003cp>By contrast, 76 percent of taxpayers checked a box indicating they had qualifying insurance coverage all year. Counting another 7 million dependents who were not required to report their coverage but also filed returns, the proportion rises to 81 percent, the IRS said.\u003c/p>\n\u003cp>The government had estimated in January that from 3 million to 6 million households would have to pay a penalty: 1 percent of their annual income or $95 per adult in 2014, whichever is greater.\u003c/p>\n\u003cp>Final figures for the tax year aren’t available. The IRS has so far processed about 135 million of the estimated 150 million returns expected. IRS Commissioner John Koskinen said the agency was reporting preliminary figures because it has received “numerous requests” from members of Congress.\u003c/p>\n\u003cp>In addition to penalty totals, the IRS reported Tuesday on tax subsidies the health law provided for people who were buying coverage through the state or federal online exchanges and who qualified based on income. People had a choice of filing for credits in advance — money the government paid to their insurers — or when filing tax returns.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>About 2.7 million taxpayers claimed approximately $9 billion in subsidies, reporting an average subsidy of $3,400. About 40 percent claimed less than $2,000, 40 percent claimed $2,000 to $5,000, and 20 percent claimed $5,000 or more.\u003c/p>\n\u003cp>Among taxpayers who claimed a subsidy, about 1.6 million, or half of taxpayers who claimed or received a subsidy, had to pay money back to the government because their actual income was higher than projected when they applied for the subsidy. The average amount repaid was about $800.\u003c/p>\n\u003cp>When looking at the individual mandate, the report said the vast majority of people automatically satisfied the individual mandate because they were insured last year. Another 12 million had exemptions, including people whose incomes were too low and Native Americans.\u003c/p>\n\u003cp>In all, the IRS said it has collected $1.5 billion from the individual mandate penalty included in the health law. About 40 percent of taxpayers who paid a penalty paid less than $100.\u003c/p>\n\u003cp>About 300,000 taxpayers who made an individual mandate penalty payment should have claimed an exemption but did not, the government said. The agency is sending letters to these taxpayers telling them they generally have three years to file an amended tax return.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>More than 5 million taxpayers did not check the box on their tax form saying they had coverage, claim a health care coverage exemption, or pay a penalty. “We are analyzing these cases to determine their status,” the government said.\u003c/p>\n\n","blocks":[],"excerpt":"They paid an average of $200. Meanwhile, 2.7 million taxpayers received about $9 billion in subsidies. ","status":"publish","parent":0,"modified":1437583900,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":13,"wordCount":478},"headData":{"title":"7.5 Million Americans Paid Penalty for Lack of Health Insurance | KQED","description":"They paid an average of $200. Meanwhile, 2.7 million taxpayers received about $9 billion in subsidies. ","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"Article","headline":"7.5 Million Americans Paid Penalty for Lack of Health Insurance","datePublished":"2015-07-21T20:25:48.000Z","dateModified":"2015-07-22T16:51:40.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}},"disqusIdentifier":"50404 http://ww2.kqed.org/stateofhealth/?p=50404","disqusUrl":"https://ww2.kqed.org/stateofhealth/2015/07/21/7-5-million-americans-paid-penalty-for-lack-of-health-insurance/","disqusTitle":"7.5 Million Americans Paid Penalty for Lack of Health Insurance","nprByline":"Phil Galewitz, Kaiser Health News","path":"/stateofhealth/50404/7-5-million-americans-paid-penalty-for-lack-of-health-insurance","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>About 7.5 million Americans paid an average penalty of $200 for not having health insurance in 2014 — the first year most Americans were required to have coverage under the Affordable Care Act, the \u003ca href=\"http://www.irs.gov/pub/irs-utl/CommissionerLetterlwithcharts.pdf\" target=\"_blank\">Internal Revenue Service\u003c/a> said Tuesday.\u003c/p>\n\u003cp>By contrast, 76 percent of taxpayers checked a box indicating they had qualifying insurance coverage all year. Counting another 7 million dependents who were not required to report their coverage but also filed returns, the proportion rises to 81 percent, the IRS said.\u003c/p>\n\u003cp>The government had estimated in January that from 3 million to 6 million households would have to pay a penalty: 1 percent of their annual income or $95 per adult in 2014, whichever is greater.\u003c/p>\n\u003cp>Final figures for the tax year aren’t available. The IRS has so far processed about 135 million of the estimated 150 million returns expected. IRS Commissioner John Koskinen said the agency was reporting preliminary figures because it has received “numerous requests” from members of Congress.\u003c/p>\n\u003cp>In addition to penalty totals, the IRS reported Tuesday on tax subsidies the health law provided for people who were buying coverage through the state or federal online exchanges and who qualified based on income. People had a choice of filing for credits in advance — money the government paid to their insurers — or when filing tax returns.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>About 2.7 million taxpayers claimed approximately $9 billion in subsidies, reporting an average subsidy of $3,400. About 40 percent claimed less than $2,000, 40 percent claimed $2,000 to $5,000, and 20 percent claimed $5,000 or more.\u003c/p>\n\u003cp>Among taxpayers who claimed a subsidy, about 1.6 million, or half of taxpayers who claimed or received a subsidy, had to pay money back to the government because their actual income was higher than projected when they applied for the subsidy. The average amount repaid was about $800.\u003c/p>\n\u003cp>When looking at the individual mandate, the report said the vast majority of people automatically satisfied the individual mandate because they were insured last year. Another 12 million had exemptions, including people whose incomes were too low and Native Americans.\u003c/p>\n\u003cp>In all, the IRS said it has collected $1.5 billion from the individual mandate penalty included in the health law. About 40 percent of taxpayers who paid a penalty paid less than $100.\u003c/p>\n\u003cp>About 300,000 taxpayers who made an individual mandate penalty payment should have claimed an exemption but did not, the government said. The agency is sending letters to these taxpayers telling them they generally have three years to file an amended tax return.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>More than 5 million taxpayers did not check the box on their tax form saying they had coverage, claim a health care coverage exemption, or pay a penalty. “We are analyzing these cases to determine their status,” the government said.\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/stateofhealth/50404/7-5-million-americans-paid-penalty-for-lack-of-health-insurance","authors":["byline_stateofhealth_50404"],"categories":["stateofhealth_15"],"tags":["stateofhealth_38","stateofhealth_745"],"featImg":"stateofhealth_50406","label":"stateofhealth"},"stateofhealth_24809":{"type":"posts","id":"stateofhealth_24809","meta":{"index":"posts_1591205157","site":"stateofhealth","id":"24809","score":null,"sort":[1427994732000]},"guestAuthors":[],"slug":"learn-how-your-health-insurance-could-impact-your-tax-bill-video","title":"Learn How Your Health Insurance Could Impact Your Tax Bill (Video)","publishDate":1427994732,"format":"aside","headTitle":"State of Health | KQED News","labelTerm":{"site":"stateofhealth"},"content":"\u003cp>\u003cobject id=\"flashObj\" width=\"486\" height=\"412\" classid=\"D27CDB6E-AE6D-11cf-96B8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=9,0,47,0\">\u003cparam name=\"movie\" value=\"http://c.brightcove.com/services/viewer/federated_f9?isVid=1\">\u003cparam name=\"bgcolor\" value=\"#FFFFFF\">\u003cparam name=\"flashVars\" value=\"videoId=4147651606001&linkBaseURL=http%3A%2F%2Fhttpkaiserhealthnewsorgp531580&playerID=1875349721&playerKey=AQ~~,AAAAAG_HivY~,sgDjaI7wvsueyxYvBTnH9ElGyGMdLEbW&domain=embed&dynamicStreaming=true\">\u003cparam name=\"base\" value=\"http://admin.brightcove.com\">\u003cparam name=\"seamlesstabbing\" value=\"false\">\u003cparam name=\"allowFullScreen\" value=\"true\">\u003cparam name=\"swLiveConnect\" value=\"true\">\u003cparam name=\"allowScriptAccess\" value=\"always\">\u003cembed src=\"http://c.brightcove.com/services/viewer/federated_f9?isVid=1\" bgcolor=\"#FFFFFF\" flashvars=\"videoId=4147651606001&linkBaseURL=http%3A%2F%2Fhttpkaiserhealthnewsorgp531580&playerID=1875349721&playerKey=AQ~~,AAAAAG_HivY~,sgDjaI7wvsueyxYvBTnH9ElGyGMdLEbW&domain=embed&dynamicStreaming=true\" base=\"http://admin.brightcove.com\" name=\"flashObj\" width=\"486\" height=\"412\" seamlesstabbing=\"false\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/shockwave/download/index.cgi?P1_Prod_Version=ShockwaveFlash\">\u003c/embed>\u003c/object>\u003c/p>\n\u003cp>Are you still getting your taxes done ahead of the April 15 deadline? Don’t forget that your 2014 tax bill could be affected by your health insurance.\u003c/p>\n\u003cp>The federal health law requires that most people have health coverage. If you were insured through work, bought a plan on the new insurance marketplaces or enrolled in Medicare Part A, Medicaid or Tricare you likely met the requirement and can simply check that box off on your tax form.\u003c!--more-->\u003c/p>\n\u003cp>If you didn’t have coverage or had it for only part of the year, you need to fill out Form 8965. That lets you claim an exemption or calculate your penalty. That penalty is $95 or 1 percent of your family’s income, whichever is greater.\u003c/p>\n\u003cp>The law allows some coverage exemptions, like if you didn’t make enough money to have to file a tax return or suffered a financial hardship. See page 2 of the instructions for Form 8965 for the full list.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>If you are facing an unexpected penalty for not having insurance, and want to avoid the same penalty for 2015, the government has opened a special enrollment period for you to buy a plan on the marketplace through April 30.\u003c/p>\n\u003cp>Some people face other unwelcome tax news. If you received federal subsidies to help buy insurance and underestimated your 2014 income, you may have to pay back the government.\u003c/p>\n\u003cp>How do you figure out if you owe the government money? First, review Form 1095-A, which you received from the marketplace, to find the amount of your 2014 subsidy. Then, transfer that number and fill out Form 8962 to calculate how much you must pay back.\u003c/p>\n\u003cp>For more information on tax implications of the health law, visit healthcare.gov or go to Kaiser Health News’ “Insuring Your Health” columns for more advice.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003ca href=\"http://kaiserhealthnews.org/news/khn-video-tax-deadline-meets-the-health-law/\" title=\"http://kaiserhealthnews.org/news/khn-video-tax-deadline-meets-the-health-law/\" target=\"_blank\">This video was produced by Kaiser Health News\u003c/a>.\u003c/p>\n\n","blocks":[],"excerpt":"Just check a box? Or fill out a form? This 1-minute video tells you how Obamacare affects your 1040.","status":"publish","parent":0,"modified":1427994824,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":12,"wordCount":323},"headData":{"title":"Learn How Your Health Insurance Could Impact Your Tax Bill (Video) | KQED","description":"Just check a box? Or fill out a form? This 1-minute video tells you how Obamacare affects your 1040.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"Article","headline":"Learn How Your Health Insurance Could Impact Your Tax Bill (Video)","datePublished":"2015-04-02T17:12:12.000Z","dateModified":"2015-04-02T17:13:44.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}},"disqusIdentifier":"24809 http://blogs.kqed.org/stateofhealth/?p=24809","disqusUrl":"https://ww2.kqed.org/stateofhealth/2015/04/02/learn-how-your-health-insurance-could-impact-your-tax-bill-video/","disqusTitle":"Learn How Your Health Insurance Could Impact Your Tax Bill (Video)","path":"/stateofhealth/24809/learn-how-your-health-insurance-could-impact-your-tax-bill-video","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cobject id=\"flashObj\" width=\"486\" height=\"412\" classid=\"D27CDB6E-AE6D-11cf-96B8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=9,0,47,0\">\u003cparam name=\"movie\" value=\"http://c.brightcove.com/services/viewer/federated_f9?isVid=1\">\u003cparam name=\"bgcolor\" value=\"#FFFFFF\">\u003cparam name=\"flashVars\" value=\"videoId=4147651606001&linkBaseURL=http%3A%2F%2Fhttpkaiserhealthnewsorgp531580&playerID=1875349721&playerKey=AQ~~,AAAAAG_HivY~,sgDjaI7wvsueyxYvBTnH9ElGyGMdLEbW&domain=embed&dynamicStreaming=true\">\u003cparam name=\"base\" value=\"http://admin.brightcove.com\">\u003cparam name=\"seamlesstabbing\" value=\"false\">\u003cparam name=\"allowFullScreen\" value=\"true\">\u003cparam name=\"swLiveConnect\" value=\"true\">\u003cparam name=\"allowScriptAccess\" value=\"always\">\u003cembed src=\"http://c.brightcove.com/services/viewer/federated_f9?isVid=1\" bgcolor=\"#FFFFFF\" flashvars=\"videoId=4147651606001&linkBaseURL=http%3A%2F%2Fhttpkaiserhealthnewsorgp531580&playerID=1875349721&playerKey=AQ~~,AAAAAG_HivY~,sgDjaI7wvsueyxYvBTnH9ElGyGMdLEbW&domain=embed&dynamicStreaming=true\" base=\"http://admin.brightcove.com\" name=\"flashObj\" width=\"486\" height=\"412\" seamlesstabbing=\"false\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/shockwave/download/index.cgi?P1_Prod_Version=ShockwaveFlash\">\u003c/embed>\u003c/object>\u003c/p>\n\u003cp>Are you still getting your taxes done ahead of the April 15 deadline? Don’t forget that your 2014 tax bill could be affected by your health insurance.\u003c/p>\n\u003cp>The federal health law requires that most people have health coverage. If you were insured through work, bought a plan on the new insurance marketplaces or enrolled in Medicare Part A, Medicaid or Tricare you likely met the requirement and can simply check that box off on your tax form.\u003c!--more-->\u003c/p>\n\u003cp>If you didn’t have coverage or had it for only part of the year, you need to fill out Form 8965. That lets you claim an exemption or calculate your penalty. That penalty is $95 or 1 percent of your family’s income, whichever is greater.\u003c/p>\n\u003cp>The law allows some coverage exemptions, like if you didn’t make enough money to have to file a tax return or suffered a financial hardship. See page 2 of the instructions for Form 8965 for the full list.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>If you are facing an unexpected penalty for not having insurance, and want to avoid the same penalty for 2015, the government has opened a special enrollment period for you to buy a plan on the marketplace through April 30.\u003c/p>\n\u003cp>Some people face other unwelcome tax news. If you received federal subsidies to help buy insurance and underestimated your 2014 income, you may have to pay back the government.\u003c/p>\n\u003cp>How do you figure out if you owe the government money? First, review Form 1095-A, which you received from the marketplace, to find the amount of your 2014 subsidy. Then, transfer that number and fill out Form 8962 to calculate how much you must pay back.\u003c/p>\n\u003cp>For more information on tax implications of the health law, visit healthcare.gov or go to Kaiser Health News’ “Insuring Your Health” columns for more advice.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003ca href=\"http://kaiserhealthnews.org/news/khn-video-tax-deadline-meets-the-health-law/\" title=\"http://kaiserhealthnews.org/news/khn-video-tax-deadline-meets-the-health-law/\" target=\"_blank\">This video was produced by Kaiser Health News\u003c/a>.\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/stateofhealth/24809/learn-how-your-health-insurance-could-impact-your-tax-bill-video","authors":["8344"],"categories":["stateofhealth_15"],"tags":["stateofhealth_745"],"featImg":"stateofhealth_24813","label":"stateofhealth"},"stateofhealth_21969":{"type":"posts","id":"stateofhealth_21969","meta":{"index":"posts_1591205157","site":"stateofhealth","id":"21969","score":null,"sort":[1412665952000]},"guestAuthors":[],"slug":"second-obamacare-enrollment-likely-to-be-even-tougher-than-first","title":"Second Obamacare Enrollment Likely to Be Even Tougher Than First","publishDate":1412665952,"format":"aside","headTitle":"State of Health | KQED News","labelTerm":{"site":"stateofhealth"},"content":"\u003cfigure id=\"attachment_21973\" class=\"wp-caption aligncenter\" style=\"max-width: 640px\">\u003ca href=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2014/10/miles.jpg\">\u003cimg class=\"size-large wp-image-21973\" title=\"\" src=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2014/10/miles-640x427.jpg\" alt=\"Miles Alva, 28, says getting insured is not a priority and would rather deal with the penalty. (Heidi de Marco/KHN).\" width=\"640\" height=\"427\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Miles Alva, 28, says getting insured is not a priority and would rather deal with the penalty. (Heidi de Marco/KHN).\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cstrong>By Anna Gorman and Julie Appleby,\u003c/strong> \u003ca title=\"http://www.kaiserhealthnews.org/Stories/2014/October/07/Obamacare-Enrollment-Second-Year-An-Even-Tougher-Challenge.aspx\" href=\"http://www.kaiserhealthnews.org/Stories/2014/October/07/Obamacare-Enrollment-Second-Year-An-Even-Tougher-Challenge.aspx\" target=\"_blank\">Kaiser Health News\u003c/a>\u003c/p>\n\u003cp>As states gear up for round two of Obamacare enrollment next month, they have their sights set on people like Miles Alva.\u003c/p>\n\u003caside class=\"pullquote alignleft\">Covered California seeks to renew 1.2 million members -- and enroll 500,000 new people. \u003c/aside>\n\u003cp>Alva, 28, works part-time at a video store and is about to graduate from Cal State Northridge. Getting insured is about the last thing on his mind.\u003c/p>\n\u003cp>\"It's not a priority,\" the television and cinema arts student said. \"I am not interested in paying for health insurance right now.\"\u003c/p>\n\u003cp>The second round of enrollment under the nation's Affordable Care Act promises to be tougher than the first. Many of those eager to get covered already did, including those with health conditions that had prevented them from getting insurance in the past.\u003c!--more-->\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>About 30 million to 40 million people remain uninsured in the United States, according to various surveys.\u003c/p>\n\u003cp>\"When you look at those who remain uninsured, they are in many ways harder to reach,\" said Anne Filipic, president of Enroll America, a nonprofit group that signs up consumers for new health coverage. \"This is really about doubling down and reaching those folks who didn’t get the message the first time.\"\u003c/p>\n\u003cp>During the inaugural round, computer glitches and other missteps delayed sign-ups and created a political backlash, nationally. California's website and overall enrollment went more smoothly than the federally-run healthcare.gov. Yet more than 7.3 million people purchased health plans through new insurance marketplaces and nearly 8 million low-income people enrolled in Medicaid. The massive effort helped to bring the nation's uninsured rate down to its lowest level since 2008.\u003c/p>\n\u003cp>This time, states and the federal government aim to renew the people they signed up last year as well as add about 6 million currently uninsured residents to the exchanges and 4 million to the Medicaid rolls, \u003ca title=\"http://www.cbo.gov/sites/default/files/cbofiles/attachments/43900-2014-04-ACAtables2.pdf\" href=\"http://www.cbo.gov/sites/default/files/cbofiles/attachments/43900-2014-04-ACAtables2.pdf\" target=\"_blank\">according to estimates\u003c/a> from the Congressional Budget Office.\u003c/p>\n\u003cp>And there's a time crunch –- the second round of open enrollment lasts only three months, about half the time as before.\u003c/p>\n\u003cp>Health and Human Services Secretary Sylvia Burwell said last week that the government is facing \"deadlines every day” so it will be ready for the Nov. 15 start date. Officials are testing the site to ensure it can handle the demand, she said.\u003c/p>\n\u003cp>Health officials and advocates plan to adjust their pitch. Last time, they persuaded many to sign up by extolling the benefits of insurance. This time, they plan to focus more on the financial assistance available to consumers as well as on the penalty for not having coverage. In year two, those without insurance face a fine of $325 per person or 2 percent of their income, whichever is larger.\u003c/p>\n\u003cp>\"People dismissed the penalty a little bit last year,\" said Michael Marchand, director of communications for the Washington Health Benefit Exchange, which enrolled 164,000 in health plans last year. This year, higher fines could prompt an “awakening” and change people’s minds, he said.\u003c/p>\n\u003cp>\u003cstrong>Sticker Shock\u003c/strong>\u003c/p>\n\u003cp>But for many, whether to enroll in a plan has nothing to do with the penalty. In fact, a large portion of uninsured people were unaware of it, polls show. What troubles them is the price.\u003c/p>\n\u003cp>Alva, for example, makes about $10 an hour in his video job, working 25 to 30 hours a week during school –- not enough, he said, to afford insurance. He has heard about the penalty but doesn’t know how much it is for him. \"I guess I will deal with that when it comes,\" he said.\u003c/p>\n\u003cp>Barb Hill, 54, who lives outside Chicago, supports Obamacare but chose not to sign up last year. Even with a subsidy, she said, insurance would have cost her $200 each month.\u003c/p>\n\u003cp>\"I really don't go to the doctor that much so I didn't know if it was worth spending that,\" said Hill, an X-ray technician at a private health care office.\u003c/p>\n\u003cp>This year, however, she is reducing her cell phone bill and giving up monthly massages that ease her back pain so she might be able to afford a plan. Then again, if the premium has increased, she said, \"I am going to have to really think about it.\"\u003c/p>\n\u003cp>Among consumers still uninsured as of June, nearly 60 percent said they couldn’t afford coverage, \u003ca title=\"http://hrms.urban.org/briefs/who-are-the-remaining-uninsured-as-of-june-2014.html\" href=\"http://hrms.urban.org/briefs/who-are-the-remaining-uninsured-as-of-june-2014.html\" target=\"_blank\">according to a recent analysis\u003c/a> by the Urban Institute.\u003c/p>\n\u003cp>But many consumers weren't aware they might be eligible for subsidies. \"A lot of people don’t know what the costs are,\" said Sharon Long, senior fellow at the Institute. \"They just assume it is going to be high or they are afraid it is going to be high.\"\u003c/p>\n\u003cp>Long said the states and federal government need to do a better job of educating potential consumers about their options.\u003c/p>\n\u003cp>That’s what Sheila Chilson and her team at Moses Lake Community Health Center in Washington are trying to do –- teach patients how insurance works and help them figure out how to afford it. \"We have a year's experience under our belt, but we are preparing ourselves for the same level of volume and potential frustration,\" she said.\u003c/p>\n\u003cp>\u003cstrong>A Coverage Gap\u003c/strong>\u003c/p>\n\u003cp>Although uninsured residents are scattered throughout the U.S., nearly half live in the South and many are concentrated in the two dozen states that chose not to expand their Medicaid programs, according to the Urban Institute analysis. The health law expanded Medicaid to more low-income adults, but a Supreme Court ruling made that provision optional for states.\u003c/p>\n\u003cp>As a result, nearly 5 million uninsured adults fall into a \"coverage gap\" –- they make too much to qualify for the existing Medicaid program but too little to get financial help purchasing a plan through the marketplaces, according to the Kaiser Family Foundation.\u003c/p>\n\u003cp>Greg Morris, 46, is one of about 300,000 Missouri residents in that gap. Morris, a single father, lives in Osage County and works part-time at a miniature golf course. \"The only option I have is to pay more than I can afford,\" he said.\u003c/p>\n\u003cp>Morris plans to check his options again in November, but he is not hopeful. \"I wish they would go ahead and expand the Medicaid the way the law was designed,\" he said.\u003c/p>\n\u003cp>Missouri wants to add 100,000 more people to the approximately 150,000 who signed up for coverage through the federal exchange last year, said Ryan Barker, vice president of health policy with the Missouri Health Foundation. Even more ambitious is the foundation’s goal of cutting the state’s uninsured rate from 15.5 percent to below 5 percent within five years.\u003c/p>\n\u003cp>\"We can’t do it unless the state expands Medicaid,\" Barker said.\u003c/p>\n\u003cp>\u003cstrong>Need For 'Personal Contact'\u003c/strong>\u003c/p>\n\u003cp>Nationwide, among the most difficult populations to reach are Latinos. About 6 million people in the United States, many of them Latino, are uninsured and ineligible for coverage because they are undocumented, according to the Kaiser Family Foundation. But even among eligible Latinos, enrollment has been impaired by a fear of calling attention to undocumented family members, a lack of timely Spanish-language information and a shortage of bilingual enrollment workers.\u003c/p>\n\u003cp>Nevertheless, the percentage of uninsured Latinos across the nation decreased from 36 to 23 percent by June 2014, according \u003ca title=\"http://www.commonwealthfund.org/~/media/files/publications/issue-brief/2014/sep/1775_doty_catching_up_latino_hlt_coverage_aca_tb_v3.pdf\" href=\"http://www.commonwealthfund.org/~/media/files/publications/issue-brief/2014/sep/1775_doty_catching_up_latino_hlt_coverage_aca_tb_v3.pdf\" target=\"_blank\">a September report\u003c/a> from the Commonwealth Fund. Coverage gains were greatest in the states that expanded Medicaid eligibility.\u003c/p>\n\u003cp>Advocates found that in-person help worked best, as did partnerships with trusted groups, advertising on buses serving Latino neighborhoods and the use of health counselors, called promotoras.\u003c/p>\n\u003cp>\"Latinos really like personal contact, they don’t like to make decisions about health care over the Internet,\" said Commonwealth report author Michelle Doty.\u003c/p>\n\u003cp>In California, about half of previously uninsured Latinos gained coverage during the first round of open enrollment, according to the analysis.\u003c/p>\n\u003cp>In addition to having enough bilingual staff and investing enough in community groups, the enrollment process needs to be much smoother than last year, said Xavier Morales, executive director of Latino Coalition for a Healthy California. \"Any hiccup ... may mean that they may not come back.\"\u003c/p>\n\u003cp>Covered California \u003ca title=\"http://ww2.kqed.org/stateofhealth/2014/09/15/covered-california-launches-2015-outreach-campaign/\" href=\"http://ww2.kqed.org/stateofhealth/2014/09/15/covered-california-launches-2015-outreach-campaign/\" target=\"_blank\">launched its new outreach effort \u003c/a>this month, including an ad campaign featuring consumers who have benefited from health insurance. The state hopes to renew 1.2 million marketplace consumers and enroll about 500,000 new people. They also plan to renew 2 million Medicaid beneficiaries and take in several hundred thousand new applicants.\u003c/p>\n\u003cp>The marketplace plans to make a targeted push among Latinos and African Americans, said spokesman Dana Howard. “We need to do a heavier lift in making sure they get the information about Covered California.”\u003c/p>\n\u003cp>Nationwide, more than 600,000 Asian Americans, Native Hawaiians and Pacific Islanders enrolled in coverage, primarily through community groups, but about 1.3 million remain uninsured, according to the Asian & Pacific Islander American Health Forum.\u003c/p>\n\u003cp>To reach them, the marketplaces need to invest more in outreach and education, through libraries, ethnic grocery stores and faith-based institutions, said Bonnie Kwon, a program manager at the forum. \"If they are coming from a country that has a completely different system, they don’t understand co-pays, they don’t understand deductibles,\" she said.\u003c/p>\n\u003cp>New enrollees can sign up anytime between Nov. 15 and Feb. 15. But those already enrolled will have from Nov. 15 to Dec. 15 to re-enroll and switch plans for coverage that starts in the New Year. Those who don’t will be automatically re-enrolled in existing coverage.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>\"We’re going to have up to 8 million people who need to get this done in 30 days: Holy smokes,\" said Robert Laszewski, a Maryland-based consultant to the insurance industry.\u003c/p>\n\n","blocks":[],"excerpt":"Covered California seeks to renew 1.2 million members -- and enroll 500,000 new people.","status":"publish","parent":0,"modified":1412806011,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":45,"wordCount":1670},"headData":{"title":"Second Obamacare Enrollment Likely to Be Even Tougher Than First | KQED","description":"Covered California seeks to renew 1.2 million members -- and enroll 500,000 new people.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"Article","headline":"Second Obamacare Enrollment Likely to Be Even Tougher Than First","datePublished":"2014-10-07T07:12:32.000Z","dateModified":"2014-10-08T22:06:51.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}},"disqusIdentifier":"21969 http://blogs.kqed.org/stateofhealth/?p=21969","disqusUrl":"https://ww2.kqed.org/stateofhealth/2014/10/07/second-obamacare-enrollment-likely-to-be-even-tougher-than-first/","disqusTitle":"Second Obamacare Enrollment Likely to Be Even Tougher Than First","path":"/stateofhealth/21969/second-obamacare-enrollment-likely-to-be-even-tougher-than-first","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cfigure id=\"attachment_21973\" class=\"wp-caption aligncenter\" style=\"max-width: 640px\">\u003ca href=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2014/10/miles.jpg\">\u003cimg class=\"size-large wp-image-21973\" title=\"\" src=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2014/10/miles-640x427.jpg\" alt=\"Miles Alva, 28, says getting insured is not a priority and would rather deal with the penalty. (Heidi de Marco/KHN).\" width=\"640\" height=\"427\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Miles Alva, 28, says getting insured is not a priority and would rather deal with the penalty. (Heidi de Marco/KHN).\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cstrong>By Anna Gorman and Julie Appleby,\u003c/strong> \u003ca title=\"http://www.kaiserhealthnews.org/Stories/2014/October/07/Obamacare-Enrollment-Second-Year-An-Even-Tougher-Challenge.aspx\" href=\"http://www.kaiserhealthnews.org/Stories/2014/October/07/Obamacare-Enrollment-Second-Year-An-Even-Tougher-Challenge.aspx\" target=\"_blank\">Kaiser Health News\u003c/a>\u003c/p>\n\u003cp>As states gear up for round two of Obamacare enrollment next month, they have their sights set on people like Miles Alva.\u003c/p>\n\u003caside class=\"pullquote alignleft\">Covered California seeks to renew 1.2 million members -- and enroll 500,000 new people. \u003c/aside>\n\u003cp>Alva, 28, works part-time at a video store and is about to graduate from Cal State Northridge. Getting insured is about the last thing on his mind.\u003c/p>\n\u003cp>\"It's not a priority,\" the television and cinema arts student said. \"I am not interested in paying for health insurance right now.\"\u003c/p>\n\u003cp>The second round of enrollment under the nation's Affordable Care Act promises to be tougher than the first. Many of those eager to get covered already did, including those with health conditions that had prevented them from getting insurance in the past.\u003c!--more-->\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>About 30 million to 40 million people remain uninsured in the United States, according to various surveys.\u003c/p>\n\u003cp>\"When you look at those who remain uninsured, they are in many ways harder to reach,\" said Anne Filipic, president of Enroll America, a nonprofit group that signs up consumers for new health coverage. \"This is really about doubling down and reaching those folks who didn’t get the message the first time.\"\u003c/p>\n\u003cp>During the inaugural round, computer glitches and other missteps delayed sign-ups and created a political backlash, nationally. California's website and overall enrollment went more smoothly than the federally-run healthcare.gov. Yet more than 7.3 million people purchased health plans through new insurance marketplaces and nearly 8 million low-income people enrolled in Medicaid. The massive effort helped to bring the nation's uninsured rate down to its lowest level since 2008.\u003c/p>\n\u003cp>This time, states and the federal government aim to renew the people they signed up last year as well as add about 6 million currently uninsured residents to the exchanges and 4 million to the Medicaid rolls, \u003ca title=\"http://www.cbo.gov/sites/default/files/cbofiles/attachments/43900-2014-04-ACAtables2.pdf\" href=\"http://www.cbo.gov/sites/default/files/cbofiles/attachments/43900-2014-04-ACAtables2.pdf\" target=\"_blank\">according to estimates\u003c/a> from the Congressional Budget Office.\u003c/p>\n\u003cp>And there's a time crunch –- the second round of open enrollment lasts only three months, about half the time as before.\u003c/p>\n\u003cp>Health and Human Services Secretary Sylvia Burwell said last week that the government is facing \"deadlines every day” so it will be ready for the Nov. 15 start date. Officials are testing the site to ensure it can handle the demand, she said.\u003c/p>\n\u003cp>Health officials and advocates plan to adjust their pitch. Last time, they persuaded many to sign up by extolling the benefits of insurance. This time, they plan to focus more on the financial assistance available to consumers as well as on the penalty for not having coverage. In year two, those without insurance face a fine of $325 per person or 2 percent of their income, whichever is larger.\u003c/p>\n\u003cp>\"People dismissed the penalty a little bit last year,\" said Michael Marchand, director of communications for the Washington Health Benefit Exchange, which enrolled 164,000 in health plans last year. This year, higher fines could prompt an “awakening” and change people’s minds, he said.\u003c/p>\n\u003cp>\u003cstrong>Sticker Shock\u003c/strong>\u003c/p>\n\u003cp>But for many, whether to enroll in a plan has nothing to do with the penalty. In fact, a large portion of uninsured people were unaware of it, polls show. What troubles them is the price.\u003c/p>\n\u003cp>Alva, for example, makes about $10 an hour in his video job, working 25 to 30 hours a week during school –- not enough, he said, to afford insurance. He has heard about the penalty but doesn’t know how much it is for him. \"I guess I will deal with that when it comes,\" he said.\u003c/p>\n\u003cp>Barb Hill, 54, who lives outside Chicago, supports Obamacare but chose not to sign up last year. Even with a subsidy, she said, insurance would have cost her $200 each month.\u003c/p>\n\u003cp>\"I really don't go to the doctor that much so I didn't know if it was worth spending that,\" said Hill, an X-ray technician at a private health care office.\u003c/p>\n\u003cp>This year, however, she is reducing her cell phone bill and giving up monthly massages that ease her back pain so she might be able to afford a plan. Then again, if the premium has increased, she said, \"I am going to have to really think about it.\"\u003c/p>\n\u003cp>Among consumers still uninsured as of June, nearly 60 percent said they couldn’t afford coverage, \u003ca title=\"http://hrms.urban.org/briefs/who-are-the-remaining-uninsured-as-of-june-2014.html\" href=\"http://hrms.urban.org/briefs/who-are-the-remaining-uninsured-as-of-june-2014.html\" target=\"_blank\">according to a recent analysis\u003c/a> by the Urban Institute.\u003c/p>\n\u003cp>But many consumers weren't aware they might be eligible for subsidies. \"A lot of people don’t know what the costs are,\" said Sharon Long, senior fellow at the Institute. \"They just assume it is going to be high or they are afraid it is going to be high.\"\u003c/p>\n\u003cp>Long said the states and federal government need to do a better job of educating potential consumers about their options.\u003c/p>\n\u003cp>That’s what Sheila Chilson and her team at Moses Lake Community Health Center in Washington are trying to do –- teach patients how insurance works and help them figure out how to afford it. \"We have a year's experience under our belt, but we are preparing ourselves for the same level of volume and potential frustration,\" she said.\u003c/p>\n\u003cp>\u003cstrong>A Coverage Gap\u003c/strong>\u003c/p>\n\u003cp>Although uninsured residents are scattered throughout the U.S., nearly half live in the South and many are concentrated in the two dozen states that chose not to expand their Medicaid programs, according to the Urban Institute analysis. The health law expanded Medicaid to more low-income adults, but a Supreme Court ruling made that provision optional for states.\u003c/p>\n\u003cp>As a result, nearly 5 million uninsured adults fall into a \"coverage gap\" –- they make too much to qualify for the existing Medicaid program but too little to get financial help purchasing a plan through the marketplaces, according to the Kaiser Family Foundation.\u003c/p>\n\u003cp>Greg Morris, 46, is one of about 300,000 Missouri residents in that gap. Morris, a single father, lives in Osage County and works part-time at a miniature golf course. \"The only option I have is to pay more than I can afford,\" he said.\u003c/p>\n\u003cp>Morris plans to check his options again in November, but he is not hopeful. \"I wish they would go ahead and expand the Medicaid the way the law was designed,\" he said.\u003c/p>\n\u003cp>Missouri wants to add 100,000 more people to the approximately 150,000 who signed up for coverage through the federal exchange last year, said Ryan Barker, vice president of health policy with the Missouri Health Foundation. Even more ambitious is the foundation’s goal of cutting the state’s uninsured rate from 15.5 percent to below 5 percent within five years.\u003c/p>\n\u003cp>\"We can’t do it unless the state expands Medicaid,\" Barker said.\u003c/p>\n\u003cp>\u003cstrong>Need For 'Personal Contact'\u003c/strong>\u003c/p>\n\u003cp>Nationwide, among the most difficult populations to reach are Latinos. About 6 million people in the United States, many of them Latino, are uninsured and ineligible for coverage because they are undocumented, according to the Kaiser Family Foundation. But even among eligible Latinos, enrollment has been impaired by a fear of calling attention to undocumented family members, a lack of timely Spanish-language information and a shortage of bilingual enrollment workers.\u003c/p>\n\u003cp>Nevertheless, the percentage of uninsured Latinos across the nation decreased from 36 to 23 percent by June 2014, according \u003ca title=\"http://www.commonwealthfund.org/~/media/files/publications/issue-brief/2014/sep/1775_doty_catching_up_latino_hlt_coverage_aca_tb_v3.pdf\" href=\"http://www.commonwealthfund.org/~/media/files/publications/issue-brief/2014/sep/1775_doty_catching_up_latino_hlt_coverage_aca_tb_v3.pdf\" target=\"_blank\">a September report\u003c/a> from the Commonwealth Fund. Coverage gains were greatest in the states that expanded Medicaid eligibility.\u003c/p>\n\u003cp>Advocates found that in-person help worked best, as did partnerships with trusted groups, advertising on buses serving Latino neighborhoods and the use of health counselors, called promotoras.\u003c/p>\n\u003cp>\"Latinos really like personal contact, they don’t like to make decisions about health care over the Internet,\" said Commonwealth report author Michelle Doty.\u003c/p>\n\u003cp>In California, about half of previously uninsured Latinos gained coverage during the first round of open enrollment, according to the analysis.\u003c/p>\n\u003cp>In addition to having enough bilingual staff and investing enough in community groups, the enrollment process needs to be much smoother than last year, said Xavier Morales, executive director of Latino Coalition for a Healthy California. \"Any hiccup ... may mean that they may not come back.\"\u003c/p>\n\u003cp>Covered California \u003ca title=\"http://ww2.kqed.org/stateofhealth/2014/09/15/covered-california-launches-2015-outreach-campaign/\" href=\"http://ww2.kqed.org/stateofhealth/2014/09/15/covered-california-launches-2015-outreach-campaign/\" target=\"_blank\">launched its new outreach effort \u003c/a>this month, including an ad campaign featuring consumers who have benefited from health insurance. The state hopes to renew 1.2 million marketplace consumers and enroll about 500,000 new people. They also plan to renew 2 million Medicaid beneficiaries and take in several hundred thousand new applicants.\u003c/p>\n\u003cp>The marketplace plans to make a targeted push among Latinos and African Americans, said spokesman Dana Howard. “We need to do a heavier lift in making sure they get the information about Covered California.”\u003c/p>\n\u003cp>Nationwide, more than 600,000 Asian Americans, Native Hawaiians and Pacific Islanders enrolled in coverage, primarily through community groups, but about 1.3 million remain uninsured, according to the Asian & Pacific Islander American Health Forum.\u003c/p>\n\u003cp>To reach them, the marketplaces need to invest more in outreach and education, through libraries, ethnic grocery stores and faith-based institutions, said Bonnie Kwon, a program manager at the forum. \"If they are coming from a country that has a completely different system, they don’t understand co-pays, they don’t understand deductibles,\" she said.\u003c/p>\n\u003cp>New enrollees can sign up anytime between Nov. 15 and Feb. 15. But those already enrolled will have from Nov. 15 to Dec. 15 to re-enroll and switch plans for coverage that starts in the New Year. Those who don’t will be automatically re-enrolled in existing coverage.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\"We’re going to have up to 8 million people who need to get this done in 30 days: Holy smokes,\" said Robert Laszewski, a Maryland-based consultant to the insurance industry.\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/stateofhealth/21969/second-obamacare-enrollment-likely-to-be-even-tougher-than-first","authors":["8344"],"categories":["stateofhealth_15"],"tags":["stateofhealth_368","stateofhealth_745"],"featImg":"stateofhealth_21973","label":"stateofhealth"},"stateofhealth_18665":{"type":"posts","id":"stateofhealth_18665","meta":{"index":"posts_1591205157","site":"stateofhealth","id":"18665","score":null,"sort":[1397494242000]},"guestAuthors":[],"slug":"obamacare-deadline-tuesday-final-days-to-enroll-for-2014-health-insurance","title":"Deadline Tuesday: Final Days to Enroll for 2014 Health Insurance","publishDate":1397494242,"format":"aside","headTitle":"State of Health | KQED News","labelTerm":{"site":"stateofhealth"},"content":"\u003cfigure id=\"attachment_16736\" class=\"wp-caption aligncenter\" style=\"max-width: 640px\">\u003ca href=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2013/12/154126477-e1387233135649.jpg\">\u003cimg class=\"size-large wp-image-16736\" title=\"\" src=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2013/12/154126477-640x412.jpg\" alt=\"(Getty Images)\" width=\"640\" height=\"412\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">(Getty Images)\u003c/figcaption>\u003c/figure>\n\u003cp>Time's up.\u003c/p>\n\u003cp>After various extensions, the deadline to finish signing up for a health plan under the Affordable Care Act is here. People have until 11:59 p.m. Tuesday to complete their applications.\u003c/p>\n\u003caside class=\"pullquote alignleft\">If you don't have insurance you may have to pay a penalty on your taxes next year -- as much as 1 percent of income.\u003c/aside>\n\u003cp>Dana Howard from the state marketplace Covered California says the deadline is real. There will be no more grace periods for people who encounter long lines or technical difficulties on the website. There will be no special dispensation this time for people who wait until the last minute.\u003c/p>\n\u003cp>“We're not making up a new policy for people who have not taken this seriously,” Howard said. “This is your health. This is a new law.”\u003c!--more-->\u003c/p>\n\u003cp>Organizers with the Service Employees International Union (SEIU) hosted health fairs through the weekend where people who had trouble signing up online by the original March 31\u003csup>st\u003c/sup> deadline could get help in person. They have two fairs on Monday in Los Angeles and Sacramento.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“I also find tons of people who say, ya know what, ‘I was able to get all the way through the process, but I didn't pick a plan. I wasn't sure,’” said Elliott Petty, an organizer overseeing fairs in LA.\u003c/p>\n\u003cp>After Tuesday, people will be able to sign up for insurance only if they have what is known as a “\u003ca href=\"https://www.coveredca.com/coverage-basics/special-enrollment/\" target=\"_blank\">qualifying life event\u003c/a>.”\u003c/p>\n\u003cp>“Things like get married, you have or you adopt a child, as well if you lose a job and therefore your health coverage goes out the door,” says Howard.\u003c/p>\n\u003cp>Enrollment in Medi-Cal, the state's no- or low-cost coverage for low-income people, has no deadline for enrollment. People who qualify can sign up anytime.\u003c/p>\n\u003cp>Those who do not have insurance in 2014 may have to \u003ca href=\"http://ww2.kqed.org/stateofhealth/2014/03/24/how-tax-preparers-are-encouraging-obamacare-sign-ups/\" target=\"_blank\">pay a penalty\u003c/a> -- 1 percent of income or $95, whichever is greater.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>[contextly_auto_sidebar id=\"tCX67DgeJlWg6ajCbKdUSyvJHx0rVfJQ\"]\u003c/p>\n\n","blocks":[],"excerpt":"You have until 11:59pm Tuesday to sign up for health insurance or risk paying a penalty.","status":"publish","parent":0,"modified":1397680083,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":13,"wordCount":345},"headData":{"title":"Deadline Tuesday: Final Days to Enroll for 2014 Health Insurance | KQED","description":"You have until 11:59pm Tuesday to sign up for health insurance or risk paying a penalty.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"Article","headline":"Deadline Tuesday: Final Days to Enroll for 2014 Health Insurance","datePublished":"2014-04-14T16:50:42.000Z","dateModified":"2014-04-16T20:28:03.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}},"disqusIdentifier":"18665 http://blogs.kqed.org/stateofhealth/?p=18665","disqusUrl":"https://ww2.kqed.org/stateofhealth/2014/04/14/obamacare-deadline-tuesday-final-days-to-enroll-for-2014-health-insurance/","disqusTitle":"Deadline Tuesday: Final Days to Enroll for 2014 Health Insurance","path":"/stateofhealth/18665/obamacare-deadline-tuesday-final-days-to-enroll-for-2014-health-insurance","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cfigure id=\"attachment_16736\" class=\"wp-caption aligncenter\" style=\"max-width: 640px\">\u003ca href=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2013/12/154126477-e1387233135649.jpg\">\u003cimg class=\"size-large wp-image-16736\" title=\"\" src=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2013/12/154126477-640x412.jpg\" alt=\"(Getty Images)\" width=\"640\" height=\"412\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">(Getty Images)\u003c/figcaption>\u003c/figure>\n\u003cp>Time's up.\u003c/p>\n\u003cp>After various extensions, the deadline to finish signing up for a health plan under the Affordable Care Act is here. People have until 11:59 p.m. Tuesday to complete their applications.\u003c/p>\n\u003caside class=\"pullquote alignleft\">If you don't have insurance you may have to pay a penalty on your taxes next year -- as much as 1 percent of income.\u003c/aside>\n\u003cp>Dana Howard from the state marketplace Covered California says the deadline is real. There will be no more grace periods for people who encounter long lines or technical difficulties on the website. There will be no special dispensation this time for people who wait until the last minute.\u003c/p>\n\u003cp>“We're not making up a new policy for people who have not taken this seriously,” Howard said. “This is your health. This is a new law.”\u003c!--more-->\u003c/p>\n\u003cp>Organizers with the Service Employees International Union (SEIU) hosted health fairs through the weekend where people who had trouble signing up online by the original March 31\u003csup>st\u003c/sup> deadline could get help in person. They have two fairs on Monday in Los Angeles and Sacramento.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“I also find tons of people who say, ya know what, ‘I was able to get all the way through the process, but I didn't pick a plan. I wasn't sure,’” said Elliott Petty, an organizer overseeing fairs in LA.\u003c/p>\n\u003cp>After Tuesday, people will be able to sign up for insurance only if they have what is known as a “\u003ca href=\"https://www.coveredca.com/coverage-basics/special-enrollment/\" target=\"_blank\">qualifying life event\u003c/a>.”\u003c/p>\n\u003cp>“Things like get married, you have or you adopt a child, as well if you lose a job and therefore your health coverage goes out the door,” says Howard.\u003c/p>\n\u003cp>Enrollment in Medi-Cal, the state's no- or low-cost coverage for low-income people, has no deadline for enrollment. People who qualify can sign up anytime.\u003c/p>\n\u003cp>Those who do not have insurance in 2014 may have to \u003ca href=\"http://ww2.kqed.org/stateofhealth/2014/03/24/how-tax-preparers-are-encouraging-obamacare-sign-ups/\" target=\"_blank\">pay a penalty\u003c/a> -- 1 percent of income or $95, whichever is greater.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>[contextly_auto_sidebar id=\"tCX67DgeJlWg6ajCbKdUSyvJHx0rVfJQ\"]\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/stateofhealth/18665/obamacare-deadline-tuesday-final-days-to-enroll-for-2014-health-insurance","authors":["3205"],"categories":["stateofhealth_15"],"tags":["stateofhealth_368","stateofhealth_745"],"featImg":"stateofhealth_16736","label":"stateofhealth"},"stateofhealth_18286":{"type":"posts","id":"stateofhealth_18286","meta":{"index":"posts_1591205157","site":"stateofhealth","id":"18286","score":null,"sort":[1395674068000]},"guestAuthors":[],"slug":"how-tax-preparers-are-encouraging-obamacare-sign-ups","title":"How Tax Preparers Are Encouraging Obamacare Sign Ups","publishDate":1395674068,"format":"aside","headTitle":"State of Health | KQED News","labelTerm":{"site":"stateofhealth"},"content":"\u003cfigure id=\"attachment_18296\" class=\"wp-caption aligncenter\" style=\"max-width: 640px\">\u003ca href=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2014/03/SusanPau-copy-e1395635903471.jpg\">\u003cimg class=\"size-large wp-image-18296\" title=\"\" src=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2014/03/SusanPau-copy-640x480.jpg\" alt=\"Susan Pau is a tax advisor at the San Mateo office of Jackson Hewitt Tax Service. (April Dembosky/KQED)\" width=\"640\" height=\"480\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Susan Veamatahau Pau is a tax advisor at the San Mateo office of Jackson Hewitt Tax Service. She's says some of her customers are not pleased when they learn how high their tax penalty might be if they do not sign up for health insurance. (April Dembosky/KQED)\u003c/figcaption>\u003c/figure>\n\u003cp>It's one week to the final deadline to enroll in a health plan, but it's also tax season. Millions of people are visiting their tax preparers -- often so they can get the biggest refund possible. But this year, many of them are also getting advice about health insurance. That's because next year, under the Affordable Care Act, people will have to pay what could be a hefty tax penalty if they are uninsured for more than three months.\u003c/p>\n\u003cp>Susana Veamatahau Pau is a tax preparer with Jackson Hewitt Tax Services, which has 6,400 locations nationwide. Like other tax advisers, she sees it as her responsibility to make sure her clients know what's coming.\u003c/p>\n\u003cp>\"The government is not the first person they’re going to interact with when they get the penalty,\" she says from her office in San Mateo. \"It’s really us.\"\u003c!--more-->\u003c/p>\n\u003cp>Pau sees a lot of plumbers and pest control technicians who say they plan to just pay the penalty instead of buying insurance. But she says that's because there's a misunderstanding about how much the penalty is. The fine is either $95 or roughly 1 percent of household income -- whichever figure is greater. For people who make $60,000 a year, the fine could be more than $500. Pau's customers freeze with sticker shock when they hear that.\u003c/p>\n\u003cp>\"They are not pleased,\" she says. \"Some are just barely getting refunds. One got a refund that’s like $300. Their penalty is going to pretty much eat that up.\"\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003cstrong>Penalty Doubles Next Year\u003c/strong>\u003c/p>\n\u003cp>Next year will be even more harsh. People will find out the penalty is doubling to 2 percent of income.\u003c/p>\n\u003cp>Brian Haile is the vice president for health policy at Jackson Hewitt. He says the higher penalty isn't even the worst of it. For people who find out during their tax appointment this year that they will have to pay a fine, there's a way out. They have until March 31 to enroll in a health plan. But next year, they could be stuck. The deadline to enroll in health insurance is February 15th.\u003c/p>\n\u003cp>\u003ciframe src=\"https://w.soundcloud.com/player/?url=https%3A//api.soundcloud.com/tracks/141206988&color=ff5500&auto_play=false&hide_related=false&show_artwork=true\" frameborder=\"no\" scrolling=\"no\" width=\"100%\" height=\"166\">\u003c/iframe>\u003c/p>\n\u003cp>\"Say that they come in on February 17th,\" Haile says. \"We tell them that you have to pay 1 percent of income over the filing threshold for last year -- and you're going to have to pay double that this year for being uninsured.\"\u003c/p>\n\u003cp>[contextly_auto_sidebar id=\"dccf6nt7NfSrbi8lHO73mZbGppeukiOt\"]\u003c/p>\n\u003cp>And, for that person who comes in after the deadline to sign up for a plan, there's no way out. They will be too late to enroll.\u003c/p>\n\u003cp>\"That's not going to sit well,\" Haile says. \"So there's going to be a lot of public anger about this because the open enrollment periods won't perfectly align with the tax season.\"\u003c/p>\n\u003cp>That's why his tax advisors are trying to persuade people to sign up for health insurance now.\u003c/p>\n\u003cp style=\"text-align: center\">\u003ca href=\"http://www.kqed.org/news/health/obamacare/obamacare-guide.jsp\" target=\"_blank\">[Related: Obamacare Explained -- Just for Californians]\u003c/a>\u003c/p>\n\u003cp>That nudge was helpful to Michael Patterson. His wife has been uninsured for four years. Plans were just too expensive. At their tax appointment they found out she qualified for financial assistance.\u003c/p>\n\u003cp>\"We were very excited that we might be able to get insurance for her,\" Patterson says.\u003c/p>\n\u003cp>For freelance musician Rob Shelton help came in the reverse order. He got tax advice not from a tax preparer -- but from his health insurance broker. His income puts him right on the border of qualifying for Medi-Cal, the state’s free health insurance coverage for people who are low income. Or, he could get a federal subsidy to help him buy a private health insurance plan on the Covered California marketplace. His broker suggested some strategic tax moves.\u003c/p>\n\u003cp>First he wondered if he should skip some deductions, effectively giving him a high enough income to move from Medi-Cal to a subsidized plan through Covered California. \"Or should I take all my deductions and get into Medi-Cal, which is what I ended up doing,\" he says.\u003c/p>\n\u003cp>H & R Block is also wading into health insurance this year. They set up a new website and a dedicated toll-free number with information on health plans. But the marketing campaign is a bit of a misfire.\u003c/p>\n\u003cp>Tax advisor Guillermo Amoretty pulled up the website at his San Francisco office, showing in a soft green font, 'helpth is here.' 'Helpth' is a combination of the words help and health, Amoretty says. \"And it’s not a typo.\"\u003c/p>\n\u003cp>Amoretty may be providing tax advice to others, but It’s unclear if he will take it for himself. He’s 29 and uninsured -- and still deciding whether to get coverage or pay the penalty.\u003c/p>\n\u003cp>\"It will depend on how much my income will be by the end of the year,\" he says.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>He has one more week to figure it out.\u003c/p>\n\n","blocks":[],"excerpt":"The uninsured face a tax penalty up to 1% of income, which could exceed $500 if earning $60,000/year. ","status":"publish","parent":0,"modified":1395794231,"stats":{"hasAudio":true,"hasVideo":false,"hasChartOrMap":true,"iframeSrcs":["https://w.soundcloud.com/player/"],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":25,"wordCount":872},"headData":{"title":"How Tax Preparers Are Encouraging Obamacare Sign Ups | KQED","description":"The uninsured face a tax penalty up to 1% of income, which could exceed $500 if earning $60,000/year. ","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"Article","headline":"How Tax Preparers Are Encouraging Obamacare Sign Ups","datePublished":"2014-03-24T15:14:28.000Z","dateModified":"2014-03-26T00:37:11.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}},"disqusIdentifier":"18286 http://blogs.kqed.org/stateofhealth/?p=18286","disqusUrl":"https://ww2.kqed.org/stateofhealth/2014/03/24/how-tax-preparers-are-encouraging-obamacare-sign-ups/","disqusTitle":"How Tax Preparers Are Encouraging Obamacare Sign Ups","path":"/stateofhealth/18286/how-tax-preparers-are-encouraging-obamacare-sign-ups","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cfigure id=\"attachment_18296\" class=\"wp-caption aligncenter\" style=\"max-width: 640px\">\u003ca href=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2014/03/SusanPau-copy-e1395635903471.jpg\">\u003cimg class=\"size-large wp-image-18296\" title=\"\" src=\"http://ww2.kqed.org/stateofhealth/wp-content/uploads/sites/27/2014/03/SusanPau-copy-640x480.jpg\" alt=\"Susan Pau is a tax advisor at the San Mateo office of Jackson Hewitt Tax Service. (April Dembosky/KQED)\" width=\"640\" height=\"480\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Susan Veamatahau Pau is a tax advisor at the San Mateo office of Jackson Hewitt Tax Service. She's says some of her customers are not pleased when they learn how high their tax penalty might be if they do not sign up for health insurance. (April Dembosky/KQED)\u003c/figcaption>\u003c/figure>\n\u003cp>It's one week to the final deadline to enroll in a health plan, but it's also tax season. Millions of people are visiting their tax preparers -- often so they can get the biggest refund possible. But this year, many of them are also getting advice about health insurance. That's because next year, under the Affordable Care Act, people will have to pay what could be a hefty tax penalty if they are uninsured for more than three months.\u003c/p>\n\u003cp>Susana Veamatahau Pau is a tax preparer with Jackson Hewitt Tax Services, which has 6,400 locations nationwide. Like other tax advisers, she sees it as her responsibility to make sure her clients know what's coming.\u003c/p>\n\u003cp>\"The government is not the first person they’re going to interact with when they get the penalty,\" she says from her office in San Mateo. \"It’s really us.\"\u003c!--more-->\u003c/p>\n\u003cp>Pau sees a lot of plumbers and pest control technicians who say they plan to just pay the penalty instead of buying insurance. But she says that's because there's a misunderstanding about how much the penalty is. The fine is either $95 or roughly 1 percent of household income -- whichever figure is greater. For people who make $60,000 a year, the fine could be more than $500. Pau's customers freeze with sticker shock when they hear that.\u003c/p>\n\u003cp>\"They are not pleased,\" she says. \"Some are just barely getting refunds. One got a refund that’s like $300. Their penalty is going to pretty much eat that up.\"\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003cstrong>Penalty Doubles Next Year\u003c/strong>\u003c/p>\n\u003cp>Next year will be even more harsh. People will find out the penalty is doubling to 2 percent of income.\u003c/p>\n\u003cp>Brian Haile is the vice president for health policy at Jackson Hewitt. He says the higher penalty isn't even the worst of it. For people who find out during their tax appointment this year that they will have to pay a fine, there's a way out. They have until March 31 to enroll in a health plan. But next year, they could be stuck. The deadline to enroll in health insurance is February 15th.\u003c/p>\n\u003cp>\u003ciframe src=\"https://w.soundcloud.com/player/?url=https%3A//api.soundcloud.com/tracks/141206988&color=ff5500&auto_play=false&hide_related=false&show_artwork=true\" frameborder=\"no\" scrolling=\"no\" width=\"100%\" height=\"166\">\u003c/iframe>\u003c/p>\n\u003cp>\"Say that they come in on February 17th,\" Haile says. \"We tell them that you have to pay 1 percent of income over the filing threshold for last year -- and you're going to have to pay double that this year for being uninsured.\"\u003c/p>\n\u003cp>[contextly_auto_sidebar id=\"dccf6nt7NfSrbi8lHO73mZbGppeukiOt\"]\u003c/p>\n\u003cp>And, for that person who comes in after the deadline to sign up for a plan, there's no way out. They will be too late to enroll.\u003c/p>\n\u003cp>\"That's not going to sit well,\" Haile says. \"So there's going to be a lot of public anger about this because the open enrollment periods won't perfectly align with the tax season.\"\u003c/p>\n\u003cp>That's why his tax advisors are trying to persuade people to sign up for health insurance now.\u003c/p>\n\u003cp style=\"text-align: center\">\u003ca href=\"http://www.kqed.org/news/health/obamacare/obamacare-guide.jsp\" target=\"_blank\">[Related: Obamacare Explained -- Just for Californians]\u003c/a>\u003c/p>\n\u003cp>That nudge was helpful to Michael Patterson. His wife has been uninsured for four years. Plans were just too expensive. At their tax appointment they found out she qualified for financial assistance.\u003c/p>\n\u003cp>\"We were very excited that we might be able to get insurance for her,\" Patterson says.\u003c/p>\n\u003cp>For freelance musician Rob Shelton help came in the reverse order. He got tax advice not from a tax preparer -- but from his health insurance broker. His income puts him right on the border of qualifying for Medi-Cal, the state’s free health insurance coverage for people who are low income. Or, he could get a federal subsidy to help him buy a private health insurance plan on the Covered California marketplace. His broker suggested some strategic tax moves.\u003c/p>\n\u003cp>First he wondered if he should skip some deductions, effectively giving him a high enough income to move from Medi-Cal to a subsidized plan through Covered California. \"Or should I take all my deductions and get into Medi-Cal, which is what I ended up doing,\" he says.\u003c/p>\n\u003cp>H & R Block is also wading into health insurance this year. They set up a new website and a dedicated toll-free number with information on health plans. But the marketing campaign is a bit of a misfire.\u003c/p>\n\u003cp>Tax advisor Guillermo Amoretty pulled up the website at his San Francisco office, showing in a soft green font, 'helpth is here.' 'Helpth' is a combination of the words help and health, Amoretty says. \"And it’s not a typo.\"\u003c/p>\n\u003cp>Amoretty may be providing tax advice to others, but It’s unclear if he will take it for himself. He’s 29 and uninsured -- and still deciding whether to get coverage or pay the penalty.\u003c/p>\n\u003cp>\"It will depend on how much my income will be by the end of the year,\" he says.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>He has one more week to figure it out.\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/stateofhealth/18286/how-tax-preparers-are-encouraging-obamacare-sign-ups","authors":["3205"],"categories":["stateofhealth_15"],"tags":["stateofhealth_745"],"featImg":"stateofhealth_18296","label":"stateofhealth"}},"programsReducer":{"possible":{"id":"possible","title":"Possible","info":"Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. Together in Possible, Hoffman and Finger lead enlightening discussions about building a brighter collective future. The show features interviews with visionary guests like Trevor Noah, Sam Altman and Janette Sadik-Khan. Possible paints an optimistic portrait of the world we can create through science, policy, business, art and our shared humanity. It asks: What if everything goes right for once? How can we get there? Each episode also includes a short fiction story generated by advanced AI GPT-4, serving as a thought-provoking springboard to speculate how humanity could leverage technology for good.","airtime":"SUN 2pm","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/Possible-Podcast-Tile-360x360-1.jpg","officialWebsiteLink":"https://www.possible.fm/","meta":{"site":"news","source":"Possible"},"link":"/radio/program/possible","subscribe":{"apple":"https://podcasts.apple.com/us/podcast/possible/id1677184070","spotify":"https://open.spotify.com/show/730YpdUSNlMyPQwNnyjp4k"}},"1a":{"id":"1a","title":"1A","info":"1A is home to the national conversation. 1A brings on great guests and frames the best debate in ways that make you think, share and engage.","airtime":"MON-THU 11pm-12am","imageSrc":"https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/04/1a.jpg","officialWebsiteLink":"https://the1a.org/","meta":{"site":"news","source":"npr"},"link":"/radio/program/1a","subscribe":{"npr":"https://rpb3r.app.goo.gl/RBrW","apple":"https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?s=143441&mt=2&id=1188724250&at=11l79Y&ct=nprdirectory","tuneIn":"https://tunein.com/radio/1A-p947376/","rss":"https://feeds.npr.org/510316/podcast.xml"}},"all-things-considered":{"id":"all-things-considered","title":"All Things Considered","info":"Every weekday, \u003cem>All Things Considered\u003c/em> hosts Robert Siegel, Audie Cornish, Ari Shapiro, and Kelly McEvers present the program's trademark mix of news, interviews, commentaries, reviews, and offbeat features. Michel Martin hosts on the weekends.","airtime":"MON-FRI 1pm-2pm, 4:30pm-6:30pm\u003cbr />SAT-SUN 5pm-6pm","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/All-Things-Considered-Podcast-Tile-360x360-1.jpg","officialWebsiteLink":"https://www.npr.org/programs/all-things-considered/","meta":{"site":"news","source":"npr"},"link":"/radio/program/all-things-considered"},"american-suburb-podcast":{"id":"american-suburb-podcast","title":"American Suburb: The Podcast","tagline":"The flip side of gentrification, told through one town","info":"Gentrification is changing cities across America, forcing people from neighborhoods they have long called home. Call them the displaced. Now those priced out of the Bay Area are looking for a better life in an unlikely place. American Suburb follows this migration to one California town along the Delta, 45 miles from San Francisco. But is this once sleepy suburb ready for them?","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/American-Suburb-Podcast-Tile-703x703-1.jpg","officialWebsiteLink":"/news/series/american-suburb-podcast","meta":{"site":"news","source":"kqed","order":"13"},"link":"/news/series/american-suburb-podcast/","subscribe":{"npr":"https://rpb3r.app.goo.gl/RBrW","apple":"https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?mt=2&id=1287748328","tuneIn":"https://tunein.com/radio/American-Suburb-p1086805/","rss":"https://ww2.kqed.org/news/series/american-suburb-podcast/feed/podcast","google":"https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkMzMDExODgxNjA5"}},"baycurious":{"id":"baycurious","title":"Bay Curious","tagline":"Exploring the Bay Area, one question at a time","info":"KQED’s new podcast, Bay Curious, gets to the bottom of the mysteries — both profound and peculiar — that give the Bay Area its unique identity. And we’ll do it with your help! You ask the questions. You decide what Bay Curious investigates. 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You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/Mindshift-Podcast-Tile-703x703-1.jpg","imageAlt":"KQED MindShift: How We Will Learn","officialWebsiteLink":"/mindshift/","meta":{"site":"news","source":"kqed","order":"2"},"link":"/podcasts/mindshift","subscribe":{"apple":"https://podcasts.apple.com/us/podcast/mindshift-podcast/id1078765985","google":"https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM1NzY0NjAwNDI5","npr":"https://www.npr.org/podcasts/464615685/mind-shift-podcast","stitcher":"https://www.stitcher.com/podcast/kqed/stories-teachers-share","spotify":"https://open.spotify.com/show/0MxSpNYZKNprFLCl7eEtyx"}},"morning-edition":{"id":"morning-edition","title":"Morning Edition","info":"\u003cem>Morning Edition\u003c/em> takes listeners around the country and the world with multi-faceted stories and commentaries every weekday. 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On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. 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